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Finance

We know that purchasing a vehicle is a big investment for most people and we’re dedicated to making the buying process as straightforward and hassle-free for our customers as possible. We can help you create a finance package that could get you behind the wheel of your dream car.
Finance is often a major part of our customers’ car-buying journeys, so we have taken the necessary steps to offer some great packages as well as peace of mind. As a Financial Conduct Authority (FCA) registered dealership, we have developed relationships with a wide range of lenders nationwide for your convenience.

Car Finance Explained

There are three main types of finance deals that you might want to consider: 

Hire Purchase

Sometimes just referred to as HP, this is a loan secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their car. Typical HP deals involve a deposit and the rest of the balance is paid in instalments, plus interest. Once you’ve paid your final instalment, you own the car outright.

  • Why Finance Through a Dealership?
  • What is Hire Purchase?
  • What is Personal Contract Purchase?


JJ Cars acts as a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. FCA No: 964332. ICO number ZB428734. 
Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.

Important Info: Your vehicle may be at risk of repossession, if you fail to repay your loan.